5 Surprising Benefits You Could Get With Your Life Insurance Policy

Keep calm and buy life insurance

Life insurance offers you, and those around you, financial protection in the case of death, with the insurer covering expenses of the burial and the funeral, or a sum of money to your beneficiary. 

However, despite the financial security life insurance provides, one study suggests that 52% of Americans think it is too expensive, and therefore choose not to take it out. 

What you may not know is that life insurance policies can actually come with a host of rewards and benefits throughout your life, not just upon your death – giving you more for your money and thus making this type of insurance more desirable to purchase. You can buy cheap life insurance from Affordable Life USA that can help protect your family now and in the future. You can check affordable life insurance quotes here.

Here are just a few benefits you might not have realised you can get with life insurance.  

1. Rewarding healthy living with gift cards 

A relatively well-known theory in the field of psychology is operant conditioning, which is usually accredited to B. F. Skinner and involves using reinforcement to encourage behavioural changes. We see positive reinforcement throughout our day-to-day lives. 

Therefore, to encourage healthy living, healthy lifestyles and physical activity, some life insurance policies offer rewards. This includes gift cards, discounts on major brands, fitness passes, air miles and free access to health apps. 

2. Smart health 

In this day and age, we have smart everything – smartphones, smart TVs, smart speakers and much more. Therefore, it only makes sense to get on board with smart health. 

Amongst many other things, smart health gives you access to an online GP, over the phone or video call, 24 hours a day. As the service can be accessed online, you will never have to miss an appointment ever again. 

3. Mental health support 

Not only could you get 24/7 access to an online GP, you might also be able to gain 24/7 telephone and online access to mental health support via an employee assistance programme (EAP). 

This could offer you financial support, legal advice, career coaching and even bereavement counselling. 

4. Free will writing service

Though life insurance can give your loved ones financial security after your passing, you will also need to form a will. If you die without a will, this can cause a lot of unnecessary stress and financial pressure. 

However, some life insurance policies may come with a free will writing service, which will aid you in your efforts to tick all of the boxes, planning for every eventuality and ensuring your family’s financial stability. 

5. Why choose just one when you could have all of the above?

That’s right, there are life insurance policies out there which offer not one, not two, but all four of these benefits and more! You can get so much more than life insurance with YuLife; if you employ people, you can get group insurance which engages, rewards and protects these people. 

YuLife transforms traditional insurance and employee benefits into life-enhancing experiences that every employee will use. On offer is an extensive package of preventative health benefits that can protect the wellbeing of employees today and in the future.

So, what are you waiting for? Make sure you look after yourself and your family’s present and future wellbeing by taking out a life insurance policy which comes with a wide range of benefits. On the other hand, if you are receiving and want to keep the out-of-network benefits of your healthcare insurance, filing an NYSHIP benefits retention is the best option. Visit Life Cover Quotes online if you’d like to compare quotes from multiple insurance providers.

Sophia Anderson

Sophia Anderson is a blogger and a freelance writer. She is passionate about covering topics on money, business, careers, self-improvement, motivation and others. She believes in the driving force of positive attitude and constant development.